If you own your own home or are considering buying a new home, homeowner insurance is probably on your mind. Though homeowner insurance is not required if you already own your home, it is a good idea to have a policy. If you have recently financed your home, more than likely your lender will require you to carry a homeowner's policy in order to protect their investment.

What is Homeowner Insurance?
Standard homeowner insurance protects you from financial losses sustained due to natural disaster and incidents such as fire, theft and storms. You can also get a package policy that covers both damage to property and protects you from liability due to injuries caused to others by your or members of your family.
...